Wednesday, November 01, 2017

Donald J. Trump on Twitter: "Wouldn't it be great to Repeal the very unfair and unpopular Individual Mandate"

Donald J. Trump on Twitter: "Wouldn't it be great to Repeal the very unfair and unpopular Individual Mandate in ObamaCare and use those savings for further Tax Cuts....."

He once said, obviously referring to himself, that nobody knew how complicated health care could be. He still doesn't seem to realize it. I think he's probably right that people hate the mandates, but the problem is that all the pieces of health care fit together, and if you eliminate one piece you have to consider the ripple effect.

Why do the unpopular mandates exist?

The Affordable Care act prohibits insurers from excluding or penalizing pre-existing conditions. Therefore, there is absolutely no reason for healthy people to keep health insurance at all. If you are healthy and smart, you simply remain uninsured and wait until you get sick, then take out an insurance policy, and let the insurance company pay for your bills. Are you restored to health? Then go back to being uninsured.

The lawmakers saw that flaw in the system, so they added the Mandates. In order to prevent people from sliding through until they get sick, the Act levied penalties on those who do not maintain insurance. If you eliminate those Mandates, you must also exclude pre-existing conditions, or no healthy person will ever carry insurance, and the insurance companies will therefore be able to issue only unprofitable policies, which means they will pull out of the markets altogether.

I started out by saying that Trump doesn't realize how complicated this is, but now that I think about it, I may be wrong. He may know exactly what he is suggesting. It may just be another aspect of his overall ploy to dismantle Obamacare without a Congressional repeal.

2 comments:

  1. All true, but I can't for the life of me understand how Trump thinks that repealing the mandates will save money. For whom? How? The mandates MAKE money for the federal government, from a thousand to 3 thousand each for every person who fails to get health insurance. And if they were to be repealed, where are the savings?

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  2. Or we could look into why Healthcare is so expensive in the US in the first place, but apparently that's crazy talk.

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