GOP Texas chairwoman says her use of the n-word was a typo.

ā€œI usually type very fast, and in this case, I moved too fast to see that the word was there.ā€

Oh, really. You called some guy “a typical n-word.” So my question is this: Exactly what were you trying to type after the word “typical” that your error produced the n-word?

The man is a typical nightingale.
The man is a typical knickerbocker.
The man is a typical niggler.

Remember when lenders made all those mortgage loans to people who couldn’t possibly make the payments, especially to minorities? Those were some good times when that came to a head.

Guess what’s going to happen when lenders realize that they have made student loans to people who can’t possibly make the payments, especially to minorities. One major complication: this time, in a great number of cases, the lender is the government.

“Already in the student loan world, we are seeing default levels that approach what there was in the subprime mortgage world.”

Just like the 2008 crisis, this one reverberates through the housing market. Late or defaulted payments hurt young people’s credit scores, and that prevents them from getting mortgages.